Get an FHA Mortgage Loan in Chattanooga, TN
DirectFHA has no affiliation with the government, including HUD or the FHA. In addition, our program is not pre-approved by the government or your lender. Your lender may not necessarily change your loan based on your acceptance of our offers.
Easy to Qualify. Easy to Afford.
The Federal Housing Administration (FHA) insures FHA mortgage loans against default as a way to help first-time home buyers, as well as lower and middle income citizens. Unlike traditional mortgages, FHA loans require lower down payments and easier credit requirements to secure a loan. In fact, FHA mortgages now make up nearly a third of all new purchase mortgages in America. Get Started Now!DirectFHA can help you achieve your dream of owning a home with an FHA mortgage.
Even if you think you don't qualify, our trained FHA Mortgage Specialists are here to help. They will:
- Look at your finances and see what price range you can afford
- Obtain a pre-approval for an FHA loan
- Establish a plan to improve your credit
- We will help you get into a new home! Get Started Now!
Interested in learning more about the FHA Loan Process? Click here
Bad Credit? That is Not a Problem!
DirectFHA is ready to help Chattanooga, TN residents with their next real estate purchase! Whether you're looking for a turn-key property, hoping to refinance your current home, or purchase a fixer-upper, DirectFHA can help you secure an FHA loan in the Chattanooga area. With an FHA loan, you can buy a property with little money down, or cash out using equity in your current home. You can even get 203K financing to rehabilitate a property! Don't hesitate - give us a call today to find the right FHA product for you. Ready to apply now? Click the button at the bottom of the page. Our Tennessee specialists look forward to helping you secure your new home!Get Started Now
First Time Home Buyers Welcome!
For the last 20 years, DirectFHA has served Chattanooga, TN as one of the top FHA loan companies in the area. We've helped residents secure FHA loans, in addition to matching up clients with down payment assistance providers. Buying or refinancing a home can be tricky, but DirectFHA is here to help. Imagine a streamlined, stress-free mortgage application process: that's what you get with DirectFHA! We take pride in taking care of our clients for life.Get Started Now
Let's Get Started on Your FHA Mortgage!
Mortgage requirements are constantly changing, but Chattanooga, TN residents can count on DirectFHA to provide up-to-date support. In addition, we are one of Chattanooga, TN's most active and experienced FHA 203K lenders. With so many options out there, our job is to help you make the best decision for you. We make the FHA application process easy to understand and are always here to answer questions. Our website is also packed with information for you to browse. Our secure loan application is available online when you're ready, and we will even call you to start the process.Get Started Now